Housing
The City of Huntsville’s Community Development department oversees and implements programs to support the vitality of neighborhoods. The goal is to stabilize lower-income neighborhoods, to economically empower lower-income persons and/or those living in lower-income neighborhoods, and to provide assistance to the special needs population in our community.
DOWNPAYMENT ASSISTANCE PROGRAM (DAP)
In partnership with Family Services Center and various approved City lenders, DAP assists first-time eligible homebuyers in achieving their dreams of home ownership by helping them pass the first hurdle: the down payment.
The program provides up to $10,000 toward down payment and closing costs based on each homebuyer’s needs. Applicants must meet eligibility requirements and be prepared to commit to living primarily in the property for a minimum of five years.
- Income Qualifications: The table at HUD Income Limits 2023 identifies the maximum income based on family household size that will meet the program requirements
- Realtor and Lendor Information: Contact Community Development at comdev@huntsvilleal.gov
- Homebuying and Homeownership Counseling: In addition to the number of housing assistance programs, our partners at the Family Services Center offer first-time home buyer training and counseling sessions to help with the homeownership process. For more information about these classes and other opportunities, email homebuying55@gmail.com or visit FSC-HSV.org/housingprograms
RENTAL AND UTILITY ASSISTANCE
The City of Huntsville partners with Catholic Center of Concern, a non-profit organization, to administer the Huntsville Housing Helps program to assist with rent, utility payments and deposits. Visit the Huntsville Housing Helps website or contact Catholic Center of Concern at 256-427-4584 or by emailing info@catholiccenterofconcernhsv.org.
HOME INVESTMENT PARTNERSHIP (HOME) PROGRAM
The City of Huntsville receives annual HOME fund allocations from the U.S. Department of Housing and Urban Development (HUD). As part of the City’s ongoing effort to build an inclusive community, Community Development works to ensure fair and affordable housing options are available to everyone. Huntsville is committed to helping residents find quality housing at a reasonable price and upholding the federal Fair Housing Act to ensure everyone has the right to live where they choose.
| Single Family Home Program | This HOME program constructs new affordable housing for income eligible homebuyers. Applicants for the affordable housing must be first-time homebuyers and meet income eligibility as set forth by HUD (listed above). The City of Huntsville administers its Single Family HOME Program through its designated developers. For more information about this program, contact Habitat for Humanity of the River Valley at 256-533-2282 or Family Services Center at 256-551-1610. To inquire about becoming a designated developer, contact comdev@huntsvilleal.gov. |
| Multi-Family HOME Program | This HOME program provides funding to nonprofits and for-profit entities for new construction and rehabilitation of affordable multi-family rental developments. Funding is provided in the form of low-interest-bearing, repayable loans. Multifamily developments carry long-term rent and income restrictions and may be layered with additional funding sources, such as Housing Tax Credits. Development funds are awarded on a competitive basis through an RFP process administered by Community Development. In addition, Community Development is responsible for monitoring HOME-assisted developments and conducting on-site visits. HOME-assisted developments are monitored annually for compliance with HUD tenant incomes, rent levels and Housing Quality Standards. |
FAIR HOUSING
As part of the City’s ongoing effort to build an inclusive community, Community Development works to ensure that fair and affordable housing options are available to everyone. We are committed to supporting the Huntsville Housing Authority in its mission to help all Huntsville residents find quality housing at a reasonable price. We uphold the federal Fair Housing Act to ensure that everyone has the right to live where they choose.
2020-2025 Affirmatively Furthering Fair Housing Choice Assessment
RELATED LINKS: Code Enforcement, Community Development Block Grant (CDBG), Homeless Resources, Action Plans, Reports and Citizen Participation
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Community Development Calendar
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